Investment advisory and financial planning services offered through Advisory Alpha, LLC, a SEC Registered Investment Advisor. AAN Wealth and Advisory Alpha, LLC are separate and unaffiliated entities.
We believe that truly serving your best interests means eliminating potential conflicts of interest, including those arising from plan-related expenses. All fees are straightforward, transparent, and clearly disclosed -- no surprises. Further, the plan has no commissions, hidden charges, or complex revenue sharing arrangements. Understanding the various types of fees involved with retirement plans is not easy, but rest assured our solution strives to balance the cost and value for all aspects of your plan.
When you retired, simply sign up for social security, collect your pension, and enjoy the ride. Fast forward to today - an intentional income plan is crucial as social security is likely insufficient and pensions have gone away. Further, people are living longer and are more active, placing more demands on your finances. Maximizing the impact of taxes, legacy planning, health and long-term care insurance, investment landscape, and retirement planning strategies can result in powerful benefits for your overall financial picture.
Plan ahead. Really think about what you would like your retirement to be like. What will give you meaning? What will bring you joy? Can you start now doing less of what you dislike…and more of what you love?
Think about – and discuss with your loved ones – how you'd like to spend your time. Do you plan to earn income in any way, such as a part-time job or consulting? Or are you ready to leave the workforce altogether?
Be sure to think about the non-financial considerations and discuss them with your loved ones. It's important to have a plan for how you'll spend your newfound free time.
Get organized. Take stock of your income, expenses, assets and other financial obligations. Your assets include: